The AI risk officer

Stops chargebacks before they're filed and defends the rest. You pay only when we win.

Live in minutes. Connect Stripe or Shopify in a few clicks.

Works with your payment stack

  • Stripe
  • shopify
  • Adyen
  • checkout.com
  • Braintree
  • PayPal

Monitors card network health

  • Visa
  • Mastercard
  • American Express
  • Discover

What changes with Riskopus

Less work for your team, fewer chargebacks, more money back.

Outcome Without Riskopus With Riskopus
Up to 80%less manual dispute work
Without Riskopus: Every dispute opened, researched and written by hand
With Riskopus: Evidence and a drafted defense ready for review
Chargebacksprevented before they're filed
Without Riskopus: Every alert turns into a dispute and a fee
With Riskopus: Eligible Ethoca, CDRN and RDR alerts resolved on your rules
Recoverymore disputes won
Without Riskopus: Generic evidence, sent when someone has time
With Riskopus: Reason-code specific evidence, filed before the deadline
Program riskno month-end surprises
Without Riskopus: You hear about VAMP or ECM from your acquirer
With Riskopus: Ratios tracked daily and forecast before month-end
Operational costscale without hiring
Without Riskopus: More disputes means more people
With Riskopus: 15% only on the disputes we win

You pay only for the disputes we win.

One system, five arms

Each part works on its own, around the clock. Risk Officer sees all of them at once.

Defend

Evidence and a drafted defense for every dispute.

More about Defend
Built on your own historyYour win record shapes how each case is scored and which fraud warnings are worth refunding.
Risk Officer · Growth plan

Ask your payments data anything

A risk analyst that reads your numbers, shows what it checked, and suggests the next step.

Sample
Why did my dispute rate go up?
Looking at: dispute rate timeline (70 days), reason mix
Most of the rise is fraud-coded Visa sales from one risk band: 7 of the 9 new disputes. Review those first.
Review disputes →

Ask AI

Ask in plain words. It looks things up before it answers, and shows you what it checked.

Sample
Dispute rate spiked to 1.4%Warning

The rise traces to elevated-risk Visa sales: 7 of the 9 new disputes came from that band.

Suggested next step: turn on early fraud warnings.
Turn on Early Fraud WarningsChecked: reason mix, risk band

Investigations

When a number moves, it finds out why: which cards, which reasons, which risk band. Suggestions come with a button, and nothing changes until you press it.

Sample
Sep 16 - Sep 23
New disputes
45
-12%
Won
18
+4
Prevented
11
+3
Recovered
$2,940
+18%
Dispute rate spiked to 1.4%Open
Refund volume back to normalResolved

Daily, weekly and monthly reports

Detailed analytics on the schedule you pick: what came in, what you won and prevented, and whether last period's changes worked.

Sample
Early fraud warnings · fraud rate
4%1%
700 sales before, 700 after

Since you acted

Turned on a fix? See the before and after on the same sales volume.

Every figure in an answer comes from a lookup you can see.

More about Risk Officer

Autopilot you set, not autopilot you hope for

Off by default

Nothing is submitted or refunded until you turn it on.

Caps on every automatic refund

You decide the ceiling.

Weak cases wait for you

Low-evidence disputes are held, even on autopilot.

Everything is on the record

Every automatic action has a rule behind it and a line in the log.

No win, no fee

Defense fees apply only to disputes we win. Lost disputes cost you nothing.

15% of what we recover. No setup fee, no minimum.

Security

Secure by design

Your payment data gets the least access we need, and every look at it leaves a record.

Credentials locked away

Payment provider credentials are encrypted at rest. Full card numbers never reach us: Stripe keeps them, we work with the last four.

Questions, answered.
Or ask us directly.

Bring your own disputes to the demo and ask anything.

Book a demo

See it on your own disputes

Bring a recent chargeback to the demo. We'll show you the evidence and the defense Riskopus would have filed.